Account Funding Multiple options available for funding accounts, including scheduled contributions, ACH funding, and file-based contribution submission Reporting Over 50 standard employer reports and notifications, as well as custom reports, if available, are accessible via and/or secure, self-service Employer Portal

Not available to those receiving benefits under Medicare. We partner with WEX Health to provide a cloud based platform that delivers efficiency for benefit administration, employee engagement and advanced billing and payments. "name": "Single Platform Multi-Account", Internal Revenue Code \u00a7213(d) expenses may be reimbursed.

Mobile App. Depends on plan design opted by employer.

Can funds be withdrawn for non- medical expenses? Limit. At DBS, we offer unique plan design solutions with unparalleled customer service.

{ *Net Promoter Score (NPS) is a survey tool that allows individuals to rate how willing they are to recommend a companys products or services to others.

And were happy to help when you need it reach us by phone or email. Register Now | Our timely topics help brokers and employers stay on top of compliance topics, industry trends, and more! in 2018 investments $8.8B. Learn More . "description": "Health Savings Accounts. "width": "1024" "@context": "http://schema.org", "@type": "ImageObject",

"@type": "ImageObject", Automatic. The only true multi-account solution for HSAs all account types are available on a single platform and service experience, debit card, and mobile apps, Provides a comprehensive, one-stop, compliant HSA administration capability, Includes both cash accounts and investment options, Includes a private labeled custodian option with secure, FDIC-insured deposits at HealthcareBank, a division of Bell State Bank & Trust, a $4B financial institution. heart disease teams battle . Submit receipts using camera.

YTD sweep from cash account. We provide a world-class customer experience and pride ourselves on our reputation as a service-oriented and technologically-advanced third party administrator of employer benefits. Compliance processing (OFAC\/CIP\/IDV) Debit Card real-time integration and compliance. cutting-edge technology create measurable results including a healthier and happier workforce. Provided out of our New Hampshire and Maryland offices, both employers and employees enjoy superior customer service.

", Net Investment with Returns Analytics. Automatic.

Account Balance. "@type": "ImageObject", Request check to reimburse themselves or send directly to their provider, Consumers may choose to have contributions set up from more than one bank account. "width": "1024"

Minimum. Over 10 statements and notifications all accessible via , consumer portal, and mail when necessary. "contentUrl": "https://slideplayer.com/slide/15439671/93/images/5/24%25+HSA+Growth+Potential+for+people+to+put+money+into+an+HSA.jpg", Through payroll deduction, check, or transfer.

Consumer is responsible for substantiating the use of funds. $30.2. Is third party substantiation of expenses required No.

PPPs allow tax-free reimbursement of qualified work-related parking expenses for employees.

HDHP no HSA is a high-deductible health plan without an HSA.

What is an High Deductible Health Plan (HDHP)?Minimum annual HDHP deductible 2018: $1, individual $2, family Annual HDHP out-of-pocket maximum 2018: $6, individual $13, family Cannot provide first dollar coverage, with certain exceptions preventive care, dental, vision, limited-use FSA

Provides information and tools to select mutual funds.

Among those with private insurance, enrollment in HDHPs has generally increased since 2010. Yes, but these funds are subject to an additional 20% tax penalty, except when an individual is 65 or older, disabled or died during the year. "@context": "http://schema.org",

{ How many third party administrators are involved with your benefits offering at this time? $9.9. Includes a private labeled custodian option with secure, FDIC-insured deposits at HealthcareBank, a division of Bell State Bank & Trust, a $4B financial institution. .

Is third party substantiation of expenses required? }, 22

Yes, interest can accrue. "@type": "ImageObject", Our HSA Solution The only true multi-account solution for HSAs all account types are available on a single platform and service experience, debit card, and mobile apps Provides a comprehensive, one-stop, compliant HSA administration capability Includes both cash accounts and investment options Includes a private labeled custodian option with secure, FDIC-insured deposits at HealthcareBank, a division of Bell State Bank & Trust, a $4B financial institution Insert your logo here in 2018, growing to estimated $53.2B. Employer. American Benefit AdministratorsHSA Administration Submit your claims online and on EBC Mobile today!

"@context": "http://schema.org", Employees can spend Download Now | Get everything you need, all in one place with EBC Mobile.

Data are based on household interviews of a sample of the civilian noninstitutionalized population. "contentUrl": "https://slideplayer.com/slide/15439671/93/images/24/Integrated+HSA+Investments.jpg", Agenda HSA Overview Cost Savings with HSAsWhy Our HSA Program is Right for Your Business Why Our HSA Program is Right for Your Employees Next Steps Edit as needed. "contentUrl": "https://slideplayer.com/slide/15439671/93/images/25/Online+Investment+Guidance+Tool.jpg",

Plan details and documentation. No. 85 \u2013 95% auto-substantiation", TBA Site Map: For Navigation, click here for the TBA Site Map.

Yes. We understand the importance of finding qualified, motivated, and positive professionals. 85 95% auto-substantiationEmployee Experience Consumer Portal Robust, branded portal empowers consumers, providing everything they need to know about their account, with an industry-leading design that enables quick and easy navigation of content Convenient Self Service 24x7 Consumer Portal Mobile application Online enrollment Integrated investment management Mobile App Mobile app lets tech-savvy consumers manage their CDH accounts right from their phone Auto-stacked accounts. Integrated Investment Guidance Tool.

Each claim or transaction must be substantiated. Online lookup helps employers respond to employees\u2019 questions and issues.

Perform infinite number of what if scenarios Recommends specific asset class allocations. For current job listings, please go to the new TRISTAR Insurance Group site! New Hampshire Location967 Elm StreetManchester, NH 03101Directions to this office, Mailing AddressBenefit StrategiesP.O. Consumer is responsible for substantiating the use of funds. No.

Compliance\u2026 Reconciliation and proactive maintenance of accounts. We think you have liked this presentation. Online enrollment. ", ",

"name": "Agenda HSA Overview Cost Savings with HSAs", Investment Guidance Tool. {

"name": "Q&A", "name": "ABA Mobile App Mobile App allows consumers to:", so rare to find these days., employee of a Forbes Top 1,000 social networking service company.

Our website and mobile app provide you with easy online access to your benefit accounts. Powerful HSA Reporting for EmployersHSA Account Summary HSA Account Summary Employer HSA Summary Report Employer HSA Account Details Report Custodial/Admin HSA Management Custom Reporting Solutions

Enter & view expense info via \u2018expense tracker\u2019 Report a debit card as lost or stolen. }, 3 }, 2 November 5, 2015 PAIU HRBA Conference HRA, HSA, FSA Overview. HSAs are available only to individuals with qualifying High Deductible Health Plan (HDHP) coverage. The individual components of HDHPs may not add up to the total due to. HSA Account Summary.



Easy access to update & realign investments.

"@type": "ImageObject",

2022 SlidePlayer.com Inc. All rights reserved. $44.5. Interest does not accrue. Opportunity to brand the solution & the debit card. $5.5.

Potential for people to put money into an HSA, of people covered by an HDHP do not have an HSA and may be eligible to open one. Participants know they can have their questions answered quickly by reaching out to our knowledgeable and cross-trained customer service team via phone, chat, text or email. "name": "Our HSA Solution", Online enrollment & claim filing. Contributions made by payroll deduction, check, transfer.

Flexible Payment Options. }, 14 $12.2.

Health Reimbursement Accounts. Use the Consumer Data Exchange to integrate with WEX Health Cloud for exchanging eligibility files, or enroll employees through the Employer Portal. Consumer Portal. "width": "1024" Yes. Currently, no restrictions. 55+ Contribution.

Whether its web based account management, mobile apps, online chat, direct claims feeds from carriers, educational videos, blogs, electronic financial calculators or file import capabilities (to name a few), we invest in technology tools and stay current in this always evolving arena. Thank you!

FAMILY. Employee\/Plan Participant research and service. "contentUrl": "https://slideplayer.com/slide/15439671/93/images/16/Insulation+from+Compliance+and+Regulatory+Complexity.jpg", Mobile application. $3,450. Among those with private insurance, enrollment in HDHPs has generally increased since 2010.

I had numerous questions, and your responses were detailed, clear, and patient. ", Why Our HSA Program is Right for Your Employees. Secure, encrypted access to accounts. Thanks so much!

Funds are available after they are contributed. "width": "1024" "@context": "http://schema.org", Diverse Plan Design Options. }, 19 HSA RESEARCH REPORT - 2\/12\/2017. "contentUrl": "https://slideplayer.com/slide/15439671/93/images/10/Account+Characteristics.jpg", Integrated investment management. "width": "1024" Integrated investment management. Get the most out of your benefits with our education, technology, and support. There are no restrictions.

"contentUrl": "https://slideplayer.com/slide/15439671/93/images/18/Why+Our+HSA+Program+is+Right+for+Your+Employees.jpg", }, 26

40% of HSA enrollees hold onto accounts for at least 3 years. 24% HSA Growth Potential for people to put money into an HSAPercent 29.0 31.3 33.9 36.9 36.7 39.4 NOTES: CDHP is consumer-directed health plan, which is a high deductible health plan (HDHP) with a health savings account (HSA). Over 50 standard employer reports and notifications, as well as custom reports, if available, are accessible via and\/or secure, self-service Employer Portal.

administration, including self-funded medical, integrated disability and absence management. Funds are available after they are contributed. HRAs are employer funded and are used to reimburse employees for out-of-pocket health expenses. Dependent Care FSA| This flexible spending account allows full-time working parents and/or full-time student parents to save money on eligible dependent and child care expenses.

FSAs allow employees to pay for qualifying medical, dental, vision, and dependent care expenses on a tax-free basis. HSA maximum contribution controls. SINGLE.

Insert your logo here. All IRS-defined medical expenses All or a subset of IRS- defined medical expenses Can funds be withdrawn for non- medical expenses? Can funds in the account carry over from year to year Yes. No. "description": "HSA Account Summary. "@context": "http://schema.org", Reimbursements, Rewards, Savings & Spending Accounts. "description": "Minimum annual HDHP deductible.

"description": "$1.7. Diversified Benefit Services, Inc. (DBS) is a leading third party administrator (TPA) providing excellence in benefit management solutions for over thirty-five years. "name": "American Benefit Administrators", $53.2.

"name": "Insulation from Compliance and Regulatory Complexity", "name": "Auto-stacked accounts.

Industry leading investment options. Consumer-Initiated Payment on Consumer Portal Claims Exchange with auto-pay or Expense Tracker }, 23 One-stop solution for all consumer driven healthcare accounts. An NPS above 70 is considered excellent. Each claim or transaction must be substantiated. "name": "HSA Overview",

Easy to use interface (saves time) Access to forms on the system. "contentUrl": "https://slideplayer.com/slide/15439671/93/images/22/Integrated+HSA+Investments.jpg", "description": "Consumers may send payment directly to the parties who need payment.

Portfolio Rebalancing. Optional Health Care Plan H S A Q&A Fall 2013 A Qualified High Deductible Health Care Plan (QHDHCP) with a Health Savings Account (H S A). Beginning 1/1/13, limited to $2,500 per covered employee. "@context": "http://schema.org", "description": "HSA Overview", Invest in your health with a Health Savings Account.

Annual HDHP out-of-pocket maximum. {

A health savings account (HSA) is that can be paired with a qualified high-deductible health plan and offers unique advantages that other types of benefit accounts dont offer. Integrated HSA InvestmentsNo minimum balance FDIC insured cash and interest bearing account Attractive investments Industry leading investment options No fees for trades Integrated Investment Guidance Tool Convenient self-service 24x7 Intuitive Consumer Portal Online enrollment Integrated investment management Seamless, flexible fund access Integrated debit card Online access to accounts Automatic, intuitive 2-way sweep With a Net Promoter Score of 85*, we far exceed the industry service standard, ensuring our clients and partners have a positive experience that keeps our retention rate at the highest level. Consumer and/or employer What amount can be contributed?

{

{

"@context": "http://schema.org", Flexible payment methods.

"contentUrl": "https://slideplayer.com/slide/15439671/93/images/4/What+is+an+HSA+An+HSA+is+a+tax-advantaged+account+for+the+purpose+of+paying+for+eligible+medical+expenses..jpg", "description": "Not employment based. Healthy Business 1 High Deductible Health Plans & BlueAccount Health Savings Accounts 2012.

{ Health Savings Accounts Presentation For 2009/2010 Plan Year. Welcome to Benefit Strategies! "@type": "ImageObject", "@type": "ImageObject", We pursue team-oriented individuals seeking opportunities in a challenging and rewarding work environment. {

To make this website work, we log user data and share it with processors. 2018 Health Savings AccountsContribution Limits, Deductibles and Out-of-Pocket Expenses Minimum Deductible Maximum Out-of-Pocket Contribution Limit 55+ Contribution SINGLE $1,350 $6,550 $3,450 $1,000 FAMILY $2,700 $13,300 $6,900 "contentUrl": "https://slideplayer.com/slide/15439671/93/images/21/On-line+Bill+Pay+%26+Contributions.jpg", Employers appreciate the dedicated implementation specialist for successful on-boarding and dedicated account manager across all services for on-going administration. Can funds in the account carry over from year to year?

"name": "What is an HSA An HSA is a tax-advantaged account for the purpose of paying for eligible medical expenses. Employer HSA Summary Report. "description": "The only true multi-account solution for HSAs \u2013 all account types are available on a single platform and service experience, debit card, and mobile apps.

Employer and\/or consumer may contribute to account. "description": "Contribution Limits, Deductibles and Out-of-Pocket Expenses.

"width": "1024"

"@type": "ImageObject", {

"contentUrl": "https://slideplayer.com/slide/15439671/93/images/9/HSA+Product+Characteristics.jpg", 2010 SelectAccount MII Life Inc., d.b.a. "@type": "ImageObject", We invite you to learn more about how our specialized programs and Educates consumers in respect to investment options. We are one of the largest independently owned TPAs in the Northeast and our diverse clientele is located throughout the United States. The scores fall on an index ranging from -100 to 100. Flexible Payment Options Consumer can choose from: Debit card, which increases consumer satisfaction by reducing paperwork. Depends on plan design opted by employer. "@context": "http://schema.org", Ultimately your involvement made a difficult and stressful time in my family's life that much easier., employee at a Fortune 500 company in engineering & construction. $37.0.

Over 10 statements and notifications \u2013 all accessible via , consumer portal, and mail when necessary. Yes. "width": "1024" $15.5. Best Way to Pay | Make the most of your benefit by using your card to easily pay for eligible expenses at a variety of retailers. "name": "Why Our HSA Program is Right for Your Business", Employer Experience Enrollment and Eligibility ManagementUse the Consumer Data Exchange to integrate with WEX Health Cloud for exchanging eligibility files, or enroll employees through the Employer Portal.

"width": "1024"



High Deductible Health Plan (HDHP) & Health Savings Account (HSA) Peru Community Schools Fall, 2009. "@type": "ImageObject",

Q&A $3.4.

}, 11

"contentUrl": "https://slideplayer.com/slide/15439671/93/images/26/ABA+Mobile+App+Mobile+App+allows+consumers+to%3A.jpg", Multiple options available for funding accounts, including scheduled contributions, ACH funding, and file-based contribution submission. ", Consumers may update their reimbursement and distribution payment methods at any time during the plan year\u2014not just at enrollment. Native app for iOS and Android. Consumer Employer Who contributes to the account? Edit as needed.

Basic HSA Plan Concept Part II: Health Savings Account HSA Concept Covers illness or injury after the deductible. ",

"@type": "ImageObject", Account Balance. ",

Consumer Portal.

"@context": "http://schema.org",

TRISTAR is a nationally recognized provider of quality, cost-effective benefits "name": "Why Our HSA Program is Right for Your Employees", Share buttons are a little bit lower. Convenient self-service 24x7.

"@context": "http://schema.org", "width": "1024"

Download EBC Mobile in the App Store and Google Play. HSA Flexibility | Flexibility and planning beyond what you get with other benefits lets you spend now, save for later, and invest for your future. FSA.

What amount can be contributed The IRS establishes the annual allowable amount and indexes this amount for inflation. "description": "Privacy, Security\u2026 HIPAA and privacy compliance of personal, medical, financial data % online portal uptime. Benefit Strategies is known for creative administrative solutions and hands-on education let us go to work for you! All or a subset of IRS- defined medical expenses. Through payroll deduction.

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